Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.

According to a recent study, your personality could determine how likely you are to be involved in an accident. In fact, it could be the most important factor behind around a quarter of all mishaps. The researchers have found that there are three key personality traits that can make (36)_____ people more accident-prone than others. Firstly, high levels of aggressiveness or selfishness may (37)__________ people more at risk of having accidents as individuals with these characteristics are often highly competitive and therefore more likely not to follow instructions and to ignore rules. It also seems that those (38)________ have very open personalities may also have more accidents as these kinds of people can be dreamy and lack concentration. Finally, people who aren't very dependable or responsible may also be more at risk. Not everyone, (39)________, agrees with the study's findings. A spokesperson for an accident prevention organization said: "We must (40) ________responsibility for our actions and educate people to prevent accidents instead of blaming our personalities."